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published_at: '2026-07-25T16:28:36Z'
fetched_at: '2026-07-25T17:44:37.209936Z'
updated_at: '2026-07-25T18:06:37Z'
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attribution: 'Source: © European Union, EUR-Lex (https://eur-lex.europa.eu/legal-content/AUTO?uri=CELEX%3A62024CJ0903_SUM),
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provenance:
  doc_id: 62024CJ0903_SUM
  doc_id_scheme: celex
  issuer:
  - Court of Justice of the European Union
  doc_type: case-law
  feed_title: 3 - Case-law of the European Court of Justice
entities:
- name: THE IDOLM@STER 20th Anniversary MORE REALITY LIVE
  type: event
- name: Supreme_Court
  type: location
- name: Bank for International Settlements
  type: organization
key_facts: []
related: []
related_auto:
- name: 7月24日から26日のライブイベント
  type: event
  weight: 2.0
- name: KAMISABI展示
  type: content
  weight: 1.0
- name: 複合展示会
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- name: 試遊コーナーの設営
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title: Judgment of the Court (Ninth Chamber) of 11 June 2026.#DJ et PJ v Santander
  Bank Polska S.A.#Reference for a preliminary ruling – Consumer protection – Directive
  93/13/EEC – Unfair terms in consumer contracts – Article 6(1) and Article 7(1) –
  Loan agreement denominated in a foreign currency and containing unfair terms – Effects
  of the finding that a contractual term is unfair – Void agreement – Actions for
  restitution – Consumer’s right to default interest at the statutory rate on amounts
  to be repaid by the seller or supplier – National case-law requiring the payment
  of default interest at the statutory rate from the date on which the demand for
  payment was served indicating the specific amount of the claim – Dissuasive effect
  of the prohibition on unfair terms – Principle of effectiveness.#Case C-903/24.
---

# Judgment of the Court (Ninth Chamber) of 11 June 2026.#DJ et PJ v Santander Bank Polska S.A.#Reference for a preliminary ruling – Consumer protection – Directive 93/13/EEC – Unfair terms in consumer contracts – Article 6(1) and Article 7(1) – Loan agreement denominated in a foreign currency and containing unfair terms – Effects of the finding that a contractual term is unfair – Void agreement – Actions for restitution – Consumer’s right to default interest at the statutory rate on amounts to be repaid by the seller or supplier – National case-law requiring the payment of default interest at the statutory rate from the date on which the demand for payment was served indicating the specific amount of the claim – Dissuasive effect of the prohibition on unfair terms – Principle of effectiveness.#Case C-903/24.

## TL;DR
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## Key Points
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## Source
元記事: [Judgment of the Court (Ninth Chamber) of 11 June 2026.#DJ et PJ v Santander Bank Polska S.A.#Reference for a preliminary ruling – Consumer protection – Directive 93/13/EEC – Unfair terms in consumer contracts – Article 6(1) and Article 7(1) – Loan agreement denominated in a foreign currency and containing unfair terms – Effects of the finding that a contractual term is unfair – Void agreement – Actions for restitution – Consumer’s right to default interest at the statutory rate on amounts to be repaid by the seller or supplier – National case-law requiring the payment of default interest at the statutory rate from the date on which the demand for payment was served indicating the specific amount of the claim – Dissuasive effect of the prohibition on unfair terms – Principle of effectiveness.#Case C-903/24.](https://eur-lex.europa.eu/legal-content/AUTO/?uri=CELEX:62024CJ0903_SUM) — published 2026-07-25T16:28:36Z