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url: https://eur-lex.europa.eu/legal-content/AUTO/?uri=CELEX:62025CJ0188
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canonical_url: https://eur-lex.europa.eu/legal-content/AUTO?uri=CELEX%3A62025CJ0188
source: eu-eurlex
category: government/eu
category_raw: case-law
country: eu
region: eu
tags: []
lang: en
published_at: '2026-07-25T16:28:36Z'
fetched_at: '2026-07-25T17:44:37.441095Z'
updated_at: '2026-07-25T18:10:40Z'
status: published
content_hash: bc17dcb16fbfa13b1d75d1e8745f9475af2364b8c4e6656043fd3c058e2412e2
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license_note: full
license_basis: cc-by-4.0-decision-2011-833-eu
body_available: false
attribution: 'Source: © European Union, EUR-Lex (https://eur-lex.europa.eu/legal-content/AUTO?uri=CELEX%3A62025CJ0188),
  CC BY 4.0 (Commission Decision 2011/833/EU). Summarized/translated by portal4Agents;
  changes were made.'
license_rule: source:eu-eurlex
summary: 欧州連合法廷は、スロバキアの国家住宅開発基金が提供した住宅ローンにおける不公平な条項について、EU指令93/13に基づき判断。国営機関が「販売者」に該当し、優遇条件付きの貸付契約において消費者保護法が適用されるとして、判決の時効を制限。
summary_source: llm
summary_en: 欧州連合法廷は、スロバキアの国家住宅開発基金が提供した住宅ローンにおける不公平な条項について、EU指令93/13に基づき判断。国営機関が「販売者」に該当し、優遇条件付きの貸付契約において消費者保護法が適用されるとして、判決の時効を制限。
provenance:
  doc_id: 62025CJ0188
  doc_id_scheme: celex
  issuer:
  - Court of Justice of the European Union
  doc_type: case-law
  feed_title: 3 - Case-law of the European Court of Justice
entities:
- name: THE IDOLM@STER 20th Anniversary MORE REALITY LIVE
  type: event
- name: Supreme_Court
  type: location
- name: First Secretary
  type: person
- name: July 24th 2026
  type: UNKNOWN
key_facts: []
related: []
related_auto:
- name: 7月24日から26日のライブイベント
  type: event
  weight: 2.0
- name: KAMISABI展示
  type: content
  weight: 1.0
- name: 複合展示会
  type: method
  weight: 1.0
- name: 試遊コーナーの設営
  type: method
  weight: 1.0
- name: アイドルグループ
  type: organization
  weight: 1.0
title: Judgment of the Court (First Chamber) of 9 July 2026.#Štátny fond rozvoja bývania
  v GL and Others.#Reference for a preliminary ruling – Consumer protection – Unfair
  terms in consumer contracts – Directive 93/13/EEC – Article 2(c) – Concept of ‘seller
  or supplier’ – Loan and guarantee agreements – State Housing Development Fund –
  Task carried out in the public interest – Loans granted on preferential terms –
  Referral back for reconsideration following an appeal – Obligation to comply with
  the legal rulings of a higher court – Principle of the primacy of EU law – Limitation
  of the temporal effects of the judgment.#Case C-188/25.
---

# Judgment of the Court (First Chamber) of 9 July 2026.#Štátny fond rozvoja bývania v GL and Others.#Reference for a preliminary ruling – Consumer protection – Unfair terms in consumer contracts – Directive 93/13/EEC – Article 2(c) – Concept of ‘seller or supplier’ – Loan and guarantee agreements – State Housing Development Fund – Task carried out in the public interest – Loans granted on preferential terms – Referral back for reconsideration following an appeal – Obligation to comply with the legal rulings of a higher court – Principle of the primacy of EU law – Limitation of the temporal effects of the judgment.#Case C-188/25.

## TL;DR
欧州連合法廷は、スロバキアの国家住宅開発基金が提供した住宅ローンにおける不公平な条項について、EU指令93/13に基づき判断。国営機関が「販売者」に該当し、優遇条件付きの貸付契約において消費者保護法が適用されるとして、判決の時効を制限。

## Key Points
- (なし)

## Details
(本文なし。リンク先参照)

## Source
元記事: [Judgment of the Court (First Chamber) of 9 July 2026.#Štátny fond rozvoja bývania v GL and Others.#Reference for a preliminary ruling – Consumer protection – Unfair terms in consumer contracts – Directive 93/13/EEC – Article 2(c) – Concept of ‘seller or supplier’ – Loan and guarantee agreements – State Housing Development Fund – Task carried out in the public interest – Loans granted on preferential terms – Referral back for reconsideration following an appeal – Obligation to comply with the legal rulings of a higher court – Principle of the primacy of EU law – Limitation of the temporal effects of the judgment.#Case C-188/25.](https://eur-lex.europa.eu/legal-content/AUTO/?uri=CELEX:62025CJ0188) — published 2026-07-25T16:28:36Z